Ask the Insurance Expert – Landon Halmrast

Ask the Insurance Expert – Landon Halmrast Insurance Health Check Do you want to win your ultimate Canadian adventure? Well, pop into a local Western Financial Group branch and you just might. Western Financial Group (Western) has launched their new campaign, the Insurance Health Check, which provides the opportunity for western Canadians to have their […]

Ask the Insurance Expert – Landon Halmrast

Ask the Insurance Expert – Landon Halmrast Business Insurance: Revenue Protection If your business is undergoing a claim that interrupts the income you can produce, you will want to have business interruption coverage on your commercial policy. Business interruption insurance compensates you for your lost income while your business is closed due to an insured […]

Ask the Insurance Expert – Landon Halmrast

Ask the Insurance Expert – Landon Halmrast Why Purchase Critical Illness Insurance Critical illness insurance is designed to pay out a lump sum of tax-free money should you become diagnosed with a serious illness. The policy I have bought for myself includes a total of 25 covered medical conditions including heart attack, cancer, stoke, and […]

Ask the Insurance Expert – Landon Halmrast

Ask the Insurance Expert – Landon Halmrast 3 of Your Travel Insurance Questions Answered Posted on December 16, 2013 | More posts by Sarah www.travelunderwriters.com As the holidays approach, you may be thinking of taking a trip; hopefully you are also planning on buying travel insurance. With that in mind, here are 3 FAQ’s on […]

Ask the Insurance Expert – Garry Dyck Agent/Owner

Ask the Insurance Expert – Garry Dyck Agent/Owner Is your mortgage insurance protecting your family – or your bank? Mortgage Guard® – Mortgage Guard® from The Co-operators is a better way to protect your family and your home. Are you getting the most out of your mortgage life insurance? Obviously, leaving your home to your […]

Ask the Insurance Expert – Landon Halmrast

Ask the Insurance Expert – Landon Halmrast I get the opportunity to meet some great business owners in our area. Many of the companies we help are completely family owned and operated. They come to us needing fire and theft insurance for the business they run. The peril of fire, theft, sewer backup etc. is […]

Ask the Insurance Expert – Garry Dyck Agent/Owner

Ask the Insurance Expert – Garry Dyck Agent/Owner Creditor Insurance vs Personal Insurance Most families who own a home and have a mortgage on it, have creditor insurance. What is it exactly, and how does it differ from personal insurance? Underwriting – creditor insurance – if you have just checked a couple of boxes asking […]

Ask the Insurance Experts – Landon Halmrast

Ask the Insurance Experts – Landon Halmrast Unfortunately, beneficiary designations can be complicated. While it seems like it should be relatively simple to leave life insurance proceeds to the people you have chosen, it’s not always easy to predict the outcome of a particular beneficiary designation. As a general rule, all beneficiary designations should clearly […]

Ask the Insurance Expert – Landon Halmrast

Ask the Insurance Expert – Landon Halmrast Traditional disability plans protect “Earned Income” yet, as an owner of your business, your objective through tax planning is to show as little earned income as possible. At Western Financial Group, we understand that. We know your lifestyle income is not your earned income. That is why we […]

Ask the Insurance Expert – Garry Dyck Agent/Owner

Ask the Insurance Expert – Garry Dyck Agent/Owner Life insurance protects your loved ones It may be one of the most important – and caring – decisions you make. The amount needed varies with individual family circumstances. If you have family members who rely on your income, life insurance will be critical to their financial […]